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Seminars and Training

To schedule appearances, speaking engagements or training programs on Roth 401(k) for any audience, contact:  Bridget Stewart at (800) 965-0988 ext. 104 or amartinez@erisaexpertise.com

Register for a Webinar to learn more about the Roth 401(k) Analyzer

Seminars (click title for description)

Avoiding Roth 401(k) Compliance & Administration Pitfalls

PPA 2006: Retirement & Estate Planning Opportunities

Accreditation

Seminars comply with the continuing professional education requirements for certified public accountants in New Jersey and Pennsylvania, and insurance agents and brokers in Pennsylvania.  Contact us to inquire about continuing education credits for other professions and states.

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Scheduled Events

Date & Location

Topic

Credits

Registration

2009 NIPA Annual Forum & Expo

April 26-29

Las Vegas, NV

Running the Numbers:

Roth

Earn up to 22.5 continuing education credits

Sponsored by

National Institute of Pension Administrators

Contact NIPA

2009 Health

Care Conference

June 1-3

Hershey, PA

Legal & Tax Strategies for Physicians and High Income individuals

CPE: 18 credits

CLE: 15 credits

Sponsored by PICPA

Contact PICPA

Contact Us

Avoiding

Roth 401(k) Compliance & Administration Pitfalls

2 hours CPE or Insurance CE

Sponsored by

ERISA Expertise LLC

Contact Us

PPA 2006:

Retirement & Estate Planning Opportunities

2 hours CPE or Insurance CE

Sponsored by

ERISA Expertise LLC

Seminar and Training Program Descriptions

"Avoiding Roth 401(k) Compliance & Administration Pitfalls"

Background

PPA 2006 permanently extended the Roth 401(k) feature which means that more employers will opt to add this feature to their new and existing plans.  The Roth 401(k) feature permits all plan participants, regardless of their adjusted gross income, to make elective contributions to their 401(k) plans on an after-tax basis.  These elective contributions plus any gains on the selected investments accumulate 100% income tax free, and all qualified distributions from these accounts are 100% income tax free.

Objective

This 2-hour seminar, originally presented at the 2007 ASPPA Annual Conference and now part of ASPPA's C-4 exam study guide, outlines how to avoid compliance and administration pitfalls when implementing, communicating and administering the Roth 401(k).  It provides guidance with regard to all Roth 401(k) related issues from payroll deduction to distributions, including plan document and notice requirements, administrative procedures, testing and reporting requirements and marketing recommendations.

Case study examples illustrate how the Roth 401(k) affords planning opportunities for plan participants of all income levels, and why it provides significant retirement and estate planning opportunities for high income taxpayers.

This seminar provides information to assist employers and/or their advisors in determining if the Roth 401(k) is an appropriate feature to add to their new or existing qualified retirement plan.  And to assist plan participants in determining if the Roth 401(k) is preferable when compared to a pre-tax 401(k).

Seminar Description

  • Overview of How to Avoid Pitfalls

  • Roth 401(k) Basics & Distributions

    - Eligibility, Individual Contribution Limits, Taxation of Contributions

    - Automatic Enrollment

    - Qualified and Nonqualified Distribution Taxation

    - Distribution Rules for Hardships and Loans

  • Roth 401(k) v. IRA

  • Roth 401(k) Rollovers

  • Plan Qualification, Recordkeeping, Compliance and Operational Issues

    - Elective Deferral Treatment

    - Plan Amendments

    - Separate Accounting Requirement and Ordering Rules

    - Testing Failures and Refunds

    - Payroll and Reporting Issues

  • What Employer/Plan Sponsors Should Consider

  • Who Should Consider Contributing to the Roth 401(k)

  • Case Study Planning Examples

    - Roth 401(k) Maximizes Retirement Benefits

    - Estate Plan Opportunity

  • What the Roth 401(k) Skeptics Should Know

Continuing Professional Education or Pennsylvania Insurance CE Credit:  2 hours

Webinar Registration

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"PPA 2006: Retirement & Estate Planning Opportunities"

Background

The Pension Protection Act of 2006 (PPA 2006) represents some of the most comprehensive changes to the pension law in the past two decades.  Fortunately, for high net worth individuals and owners of small business (owner-only businesses and employers with 1-500 employees), it also provides significant retirement and estate planning opportunities.

Objective

This program provides a basic technical overview of the new pension law along with case study examples to illustrate planning opportunities.  It intends to provide advisors with the ability to identify when these provisions are favorable for existing and/or prospective clientele.

Seminar Description

The overview includes but may not be limited to the:

  • Extension of the existing rules permitting employees to contribute more to plans

  • New rules and case studies that illustrate how to contribute and deduct higher contributions for business owners and high paid individuals

  • Revised rules and case studies that illustrate an employer's ability to convert existing traditional defined benefit pension plans to the “cash balance” form commonly referred to as a Cash Balance Plan (CBP), or to establish a new CBP, including discussions/illustrations to demonstrate:

    - Why CBPs typically provide more favorable outcomes for business owners

    - How CBPs provide quantifiable defined benefits that are perceivable by plan participants

  • Extension of the rule permitting Roth 401(k) features beyond 2010.  A Roth 401(k) feature permits all plan participants, regardless of their adjusted gross income, to make elective contributions to their 401(k) plans on an after-tax basis.  These elective contributions plus any gains on the selected investments accumulate 100% income tax free, and all qualified distributions from these accounts are 100% income tax free.  Case studies illustrate how this plan feature provides unprecedented retirement and estate planning opportunities for business owners and high paid employees.

Continuing Professional Education or Pennsylvania Insurance CE Credit:  2 hours

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